First things first, this isn’t an article where I’ll try to convince you that Know-Your-Customer (KYC) is actually a good and positive practice and that it’s the only way we are going to get wider adoption of crypto, nor will I pose a stance claiming that the crypto industry has won and KYC is a thing of the past.

PWN is proud to announce the official launch of PWN DAO. At its core, PWN DAO is designed to manage and enhance the PWN Protocol, providing a governance model that balances decentralization with the efficiency of a crypto-native collective. It ensures accountability not just to a community but through it.

The PWN DAO Ambassador Program is a unique opportunity for individuals passionate about decentralized finance (DeFi) and money markets to join a dynamic community of advocates, educators, and innovators. As an ambassador for PWN DAO, you will be crucial in spreading awareness, fostering engagement, and driving growth within the PWN DAO ecosystem.

Forget KYC! PWN DAO is bringing you something better: rep! In today's DeFi world, you often only know a wallet address when leveraging the power of smart contracts to transact. But in peer-to-peer lending, understanding who your counterparty is can help you land better terms on both sides.

이 기사에서는 DeFi 융자(렌딩)에서의 유동성 분단을 해소하고 렌딩 풀을 넘어선 기회 확대를 위한 두 가지 개념에 대해 설명하고자 합니다.

この記事では、DeFi融資（レンディング）における流動性の分断を解消し、レンディングプールを超えた機会の拡大に向けた2つの概念について説明したいと思います。

En este artículo, me gustaría explicar dos conceptos para abordar la fragmentación de la liquidez en los préstamos DeFi y ampliar el espacio de oportunidades más allá de los pools de préstamos:

In this article, I want to explain two concepts for tackling liquidity fragmentation in DeFi lending and widening the opportunity space beyond lending pools:

TL;DR